Probably. Consider that a home is not just the building, but the stuff inside. Your landlord’s insurance covers damage to the structure, but if you want to protect your belongings - your wide-screen TV, camera, and four-poster bed - you’ll have to buy your own policy.
Renter’s insurance (which is usually much cheaper than homeowner’s) covers losses caused by everything from fire, hail, and falling objects to theft, vandalism, and more. It will also protect you from liability if a guest ...
